Welcome to this 5-bedroom, 3-bath home in Monticello, set outside of a formal subdivision with no mandatory HOA. With 4,000 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. The kitchen was planned for both everyday meals and special occasions, with plenty of room to cook, serve, and connect. Open concept living and dining spaces create a comfortable setting for gatherings of all kinds. Outside, the property offers approximately 5 acres, giving ample room to relax, play, or plan future outdoor projects. With parking available, the home provides flexible options for families and visitors. Located in Monticello but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. Currently listed for about 65 days, this property combines space, style, and value. At $680,000, this home is well positioned for buyers seeking value in Monticello.