Welcome to this 4-bedroom, 3-bath home in Monticello, set outside of a formal subdivision with no mandatory HOA. With 2,624 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Step outside to approximately 7.95 acres, creating a comfortable setting for outdoor living and weekend gatherings. With parking available for multiple vehicles, the home provides flexible options for families and visitors. Located in Monticello but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. Currently listed for about 157 days, this property combines space, style, and value. At $775,000, this home is well positioned for buyers seeking value in Monticello.