This 3-bed, 2-bath residence in Monticello offers the flexibility of a non HOA setting while still providing comfortable everyday living. Thoughtfully planned, the interior provides 1,648 square feet of finished living space with an open, livable feel from room to room. The kitchen was planned for both everyday meals and special occasions, with plenty of room to cook, serve, and connect. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. The outdoor space includes approximately 33.49 acres, ideal for gardening, outdoor activities, or simply enjoying the seasons. With parking available, the home provides flexible options for families and visitors. Set outside of a formal subdivision, this address in Monticello offers a more independent feel with no mandatory HOA. Currently listed for about 52 days, this property combines space, style, and value. At $649,000, this home is well positioned for buyers seeking value in Monticello.