Located on 90 Hay Lane in Morganton, this 3-BR, 3-BA home is not part of a subdivision and comes without mandatory HOA fees. Inside, the home offers 2,016 square feet of finished living space, giving plenty of room for everyday living and easy entertaining. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Step outside to approximately 1.15 acres, creating a comfortable setting for outdoor living and weekend gatherings. The property includes parking available, offering convenience for residents and guests. Set outside of a formal subdivision, this address in Morganton offers a more independent feel with no mandatory HOA. Currently listed for about 205 days, this property combines space, style, and value. At $409,500, this home is well positioned for buyers seeking value in Morganton.